Kumiko Love – Savings Challenges in 2020 (The Budget Mom 2020)

Do you struggle with saving money?

Learning how to save on a regular basis can be hard. But what’s even harder is turning saving into a daily habit. Habits aren’t formed overnight. In fact, it can take as long as two months for a behavior to become automatic.

It took years for me to adopt a regular savings routine, but once I did, breaking my savings goals into manageable, bite-sized pieces became a reality.

In the beginning, I struggled not just with saving but finding the money to save. It always felt like something came up in my life that prevented me from saving money. Let’s face it, having $20 sitting in your savings account doesn’t do much good. You want to be able to save enough where it can make a significant difference in your life.